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School of Medicine Columbia


There are a number of loan options available to all of our students. Here we denote the details of every option available to you.

Federal Stafford Loan (Unsubsidized)

The Federal Direct Stafford Loan program offers low-interest unsubsidized loans to graduate and professional students. Eligibility is determined by completing the FAFSA. The interest is a fixed rate and loan repayment begins six months after graduation or when a student drops below half-time enrollment.

Federal Direct Graduate Plus Loan

PLUS-Loans are low-interest, federally insured loans made available to graduate and professional students. Students must first apply for a Stafford Loan. Students can borrow the cost of attendance minus any other aid received. To receive funds students must be enrolled in a minimum of six hours per semester. PLUS loans are based on the credit-worthiness of the applicant. The lender, not the University, makes a credit check. If a graduate student is denied a PLUS due to credit issues, they may seek the assistance of a credit-worthy co-borrower.

Armed Forces Health Professions Scholarship

Available to the three major military branches in the Army, Air Force and Navy. Tuition and fees paid; additional amount for reasonable educational expenses and a monthly stipend of approximately $1,185. Must serve in military for 1 year for each year of aid received.

National Health SErvice Corps Scholarship (NHSC)

Dependent upon funding from the federal government,  the full scholarship includes tuition and fees, books, supplies and equipment and a monthly living stipend. Requires serving a minimum commitment of 2 years in an underserved area of the United States and begins upon completion of residency or training. Application is due the last Friday in March.

Student Services Emergency Loan Fund

Emergency loans are given for various amounts, dependent upon funds available. All loans are interest free for 60 days and must be repaid within 90 days.

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